Money is often cited as one of the biggest sources of conflict in relationships, but it doesn’t have to be that way. One way for couples to take control of their financial situation and keep the peace is by scheduling regular money dates. Money dates are a great way for couples to go over their finances together and stay informed about each other’s financial situations while also providing a positive space for discussion and support.
On these dates, couples should review joint spending from the past week and check in on any specific goals they may have set as a couple (such as saving towards a down payment on a house). Having a weekly date focused solely on money allows partners to be honest with each other about their spending habits and come up with solutions if one person’s spending could jeopardize their collective financial goals. It can also provide both parties with the opportunity to recognize each other’s successes – whether it was making more than anticipated at work, finding discounts or simply sticking to the budget.
When discussing finances, couples should remember to remain respectful of each other. Even if there are disagreements, try to approach conversations from a place of understanding rather than criticism or judgment. If it helps, set ground rules such as using ‘I’ statements and avoiding certain words that might trigger an emotional reaction from your partner. Also, don’t forget to take breaks during longer conversations if needed – there is no need to rush!
In addition to having money dates, couples should talk about money before getting married or moving in together so both parties have an understanding of what they are signing up for financially. This could include mentioning any existing debt obligations or discussing who will cover which expenses in the relationship (e.g., rent, utilities, etc.). Although this conversation might not be easy, it is worth doing now since it can help prevent future arguments or surprise expenses down the line.
Overall, having regular money dates is an important part of maintaining healthy financial habits in any relationship. It allows both partners to stay informed about each other’s financial situation while providing a safe space for discussion and support – plus it gives you something special just between the two of you! So why not give it a try?